Looking for the perfect loan?  

Let the Oakland Funding group do the work for you!  We are a:

• Mortgage Banker
• Mortgage Broker
• Loan Correspondent

Your search for a comprehensive Mortgage loan Broker is over.  As a full service Mortgage Company specializing in real estate loans with over 400 lenders to choose from, we are committed to finding the right loan for everyone.  New home purchase or a refinance?  We offer our clients a wide variety of products to choose from, including Residential, Commercial, and Construction loans.

Whether you are looking for a New Home Purchase, Refinance, Investment, or Commercial Loan; In State or Out of State, I can assist you with:

• Multiple options for financing                                           
• Quality customer service          
• Affordable loans                                                              
• Fast dependable service

Start the process of investing in your future

I realize that each client will have their our own unique set of circumstances.  Some clients will have perfect credit, but most will not.  As a result, whether you have a history of existing debt, less than perfect credit, including bankruptcy or foreclosure, we are committed to finding the right loan for you.

New Purchase?

A home is a great investment.  As a renter, you will find that you can buy a home for about the same amount of money you are paying each month for rent.  By purchasing a home, you could strengthen your financial position for years to come by:

• Reducing Income taxes – With a mortgage, you may be able to deduct the interest you are paying and the property taxes from your taxable income. 
• Building equity – As you pay down a mortgage, you build equity, or value, in your home.  You can use that value to secure a home equity loan or line of credit.
• Buying for profit and/or investment – as most homes appreciate in value, purchasing real estate can become an excellent investment for the future.
• Buying for Short or Long Term Investment – As most homes and commercial properties appreciate in value, purchasing real estate can become an excellent investment for the future.

Considering Refinancing?

Some reasons you may want to consider refinancing are:

• Lower your mortgage payments by combining your first and second mortgage
• Lower your interest rate 
• Extend the term of your mortgage to lower your monthly payment (up to 40 years)
• Convert your present loan to a Reverse Mortgage
• Increase your cash flow
• Take control of your debt by paying off nagging bills and high interest credit card
• Make home improvements for personal enjoyment or resale
• Convert to a fixed rate mortgage or an adjustable rate (ARM)
• Cash out your equity
• Build equity faster
• Pay educational or medical expenses
• Reinvest in other real estate or new business ventures
• Buy a new car or take your dream vacation
• Change other loan terms

Get a lower interest rate.  Interest rates may have fallen since you financed your home.  By refinancing your home at a lower rate, you will save money and pay less interest over the life of your loan.

Lower your monthly payment.  There are ways to lower your monthly payment. 

• You can refinance your loan with your existing term and a lower interest rate or
• Combine your first mortgage with your second mortgage for one low payment.
• You can also refinance and lower your mortgage payments by extending the term of your mortgage.

Convert to a fixed interest rate.  You may have an adjustable-rate mortgage and want to switch to a fixed rate for a consistent mortgage payment each month.

Equity building.  By reducing your loan term and increasing your payment amount, you build equity more quickly and may save thousands of dollars over the life of the loan. 

Cash out your equity.  Mortgage interest rates are often lower than most consumer loans, resulting in lower payments.  In addition, the interest you pay on a mortgage may be tax deductible.  You can use the equity you have accumulated in your home to:

• Take control of your debt by paying off those nagging bills 
• Make home improvements
• Pay educational or medical expenses
• Meet unexpected financial obligations 
• Reinvest in other real estate or new business ventures
• Buy a new car
• Take your dream vacation

Start the process now to invest in your future 

Great Service                       Great Rates 

       Oakland Funding Group - is your solution if you are seeking:

• New Home Financing  
• Single Family Residence
• Refinance Loans
• 1 – 4 Units
• Reverse Mortgage Loans
• Multi-Housing
• Commercial Loans
• Mixed Use
• Construction Loans
• Apartment Buildings
• Investment Loans
• Commercial Properties
• FHA Loans
• Home Equity Loans

COMPLEMENTARY CREDIT COUNSELING AVAILABLE

“Quality Customer Service Comes First”

Gloria Waters 

Ph: (510) 268-6233 · Fax: (510)8747887  

Toll Free:  (800) 667-9376 x 233  

 

180 Grand Avenue, Suite 900, Oakland, CA, 94612 · (510)-874-4210

 

  Jacqueline Caldwell 

Ph: (510) 268-6243 · Fax: (510)874-7887

Toll Free:  (800) 667-9376 x 243 

180 Grand Avenue, Suite 900, Oakland, CA, 94612 · (510)-874-4210